fintech
Raiffeisen Bank: End-to-End Online Account Opening
2026
How we designed a fully digital bank account opening experience from discovery research to UI — using co-creation workshops to align 7 departments in 10 weeks.
case-study
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Studio Kuti helps decision-makers clarify the path, redesign trust-based experiences, and define the real role of AI as a senior partner.
Studio Kuti is the best solution for teams facing critical product, service, or AI decisions.
Product uncertainty, redesign needs, or AI discovery
High-trust flows in complex digital environments
Senior professional support for strategy and UX leadership
Clear next steps and tangible outcomes, not just vague promises
15+ years of expertise in product, UX, and service design
Projects across fintech, insurtech, cybersecurity, e-commerce, and AI
Senior operational support from strategy through implementation
Every offer is built on a real business situation, an ideal scenario, and a concrete outcome.
When you're unsure of the next step, Studio Kuti turns scattered information into sharp strategy, clear priorities, and a credible action plan.
See ServicesWhen trust, transparency, or conversion drops, Studio Kuti redesigns the flows that define the product's feel and performance.
See ServicesWhen AI is a real option but the business case is hazy, Studio Kuti defines the user case, flow, and experience pattern that actually makes sense.
See ServicesWhen a team needs experienced product and design thinking without a full-time hire, Studio Kuti steps in as a hands-on senior partner.
See ServicesSeniority at the intersection of strategy, UX, service design, and product decisions
Adept at navigating uncertainty and regulated environments
Direct quality and senior attention without agency overhead
AI expertise fused with product thinking, moving beyond the hype
How we designed a fully digital bank account opening experience from discovery research to UI — using co-creation workshops to align 7 departments in 10 weeks.
case-study
How I built a vault-first personal knowledge system using AI tools, Obsidian, and open-source components — where every piece is swappable.
prototype
I'm most valuable when the challenge is messy, the stakes are high, and the team needs a partner who sees through complexity without slowing things down.